This afternoon, Kelly showed me what she thought was a realistic looking phishing email she received. Upon further examination, however, we realized it was a legitimate fraud alert sent from our credit card company.
I quickly called the customer service number on the back of my card and learned of a fraudulent charge put in today to Xoom Corporation, a wire transfer company of some sort based in San Francisco. Within minutes, a new credit card was being sent out and the fraud charges declined. This was the card we were sent only in February as a replacement for the Target credit card breach, so it lasted all of 7 months before being compromised. Nice.
With all the news about Home Depot’s recent, massive credit card breach, I first wondered if the company was to blame for my fraud instance. In actuality, I almost never shop at Home Depot. The last time I did was February 1st and that was using my previous credit card.
Home Depot credit card charge
According to reports, Home Depot’s breach took place in April which means my card wouldn’t be among those stolen.
That leaves unanswered the question of where my data was stolen. Maybe it’s time I used dedicated credit cards for each company I do business with, so that when (not if) there’s another breach I’ll have a clear understanding of whom is at fault.